-Story of a poor brahmin asking Naradji to call 3 persons & Naradji called all from 3 lokas. -Jiva comes here to do Bhajan but gets attracted to Maya & suffers. -People don’t want to work & get diseases now these days. -Tulasi das describing baddha jivas live like wheat grains ground b/w 2 stones. -Maya will not touch those who took shelter of Guru & Bhagavan. -3 types of suffering adhyatmik, adhidaivik, adhibhautik. -Some people divert us from the actual path of surrender...